MicroNest SACCO

SACCOs. Chamas. Microfinance.

Streamline operations, reduce paperwork, and make faster decisions with accurate real-time reports.

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Trusted by SACCOs, chamas, and microfinance teams across East Africa.

Organization Overview

Live
Total members
1,248
↑ 32 new this month
Active loans
186
Savings
KES 42M
M-PESA collections Paybill reconciled this morning
Live
Loan repayments Automatic schedules running
On track
Bulk SMS Due reminders sent to 980 members
Delivered
10k+
Members managed
500+
Loans tracked
2M+
SMS messages sent
99%
Platform uptime

Built for SACCOs, chamas & microfinance

Streamline operations, reduce paperwork, and make faster decisions with accurate real-time reports.

groups

Member Management

Keep every member record, role, and branch in one place.

  • Member Management
  • Group & Chama Management
  • Multi Branch Support
  • User Roles & Access Control
payments

Loans & Credit

Issue, schedule, and recover loans without spreadsheets.

  • Loan Management
  • Guarantor Management
  • Loan Calculator & Automatic Repayment Schedules
  • Penalties & Fines Management
savings

Savings & Shares

Track deposits, share capital, and fixed products in real time.

  • Savings Management
  • Share Capital Management
  • Fixed Deposit Management
  • Receipt & Statement Generation
phone_iphone

Payments & Mobile

Collect and reconcile money as it comes in.

  • Mobile App
  • M-PESA Paybill Integration
  • Cashbook & Teller Operations
  • Bank Reconciliation
sms

Communication

Reach members instantly with due dates, receipts, and alerts.

  • SMS Notifications
  • Bulk SMS Communication
insights

Accounting & Control

See the books, the trail, and the decisions in one dashboard.

  • Accounting & General Ledger
  • Financial & Management Reports
  • Dashboard & Analytics
  • Audit Trail

Complete operations suite

Every capability your admin team needs to run the institution.

Up and running in 3 steps

Get your SACCO, chama, or microfinance institution running today.

1

Create your organization

Register the institution, set up branches, and invite staff with role-based access.

2

Configure products

Add members, loan products, savings, share capital, and M-PESA paybill collections.

3

Operate in real time

Track repayments, send SMS, reconcile the cashbook, and decide from live reports.

Teams spend less time on paperwork

Admins see loans, savings, and collections clearly enough to act the same day.

“Loan schedules and guarantors used to live in Excel. Now repayments, penalties, and statements are in one place.”

Operations leadSACCO, Nairobi

“M-PESA paybill collections reconcile against the cashbook. We stopped chasing missing receipts at month-end.”

Finance managerMicrofinance, Kisumu

“Bulk SMS and live reports mean members get due reminders, and the board gets numbers they can trust.”

ChairpersonChama network, Eldoret

Ready to run your
SACCO with less paperwork?

Streamline operations, reduce paperwork, and make faster decisions with accurate real-time reports.